Definition: The mortgage history refers to the documents that show the borrower's creditworthiness as well as the status of their loan, such as whether it's in default or not. Detailed definition: Mortgage history refers to a person's record of making payments on a home loan, including any information about past delinquencies (past instances where the borrower was unable to make payments), bankruptcies and foreclosures. A credit report provides information about a person's creditworthiness, such as their payment history, credit score, and whether they've been in debt for longer than 3 years. A mortgage history shows how well that person is managing their debts.
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